Absolutely! It is possible to purchase off-plan properties in Dubai remotely from the United States. In designated freehold areas of Dubai, buyers acquire properties directly from the developer. Upon making the down payment and paying the registration fee, a pre-title deed is issued in the buyer's name, linked to their passport. Once construction is completed, this pre-title deed is converted into a full title deed. Upon meeting the eligibility criteria for a Golden Visa, the buyer will be issued an Emirates ID, which, along with the passport and title deed, will be interconnected.

An off-plan property is a project that is currently under construction. An investor buys directly from the developer and is given a pre-title deed (also called an oqood) after a sales and purchase agreement is signed between the investor and the developer. A payment plan is agreed upon at this time where the investor pays a down payment (typically 10-20%), and a percentage of the value of the property is agreed to be paid during the construction at a 0% APR payment plan. Payment schedules are usually time-linked or construction milestone-linked. At the time of the handover, the last payment is a lump sum, which can be mortgaged (even if the investor is not a UAE resident). At this time, the pre-title deed becomes a full title deed. The investor can then sell the property or rent it out with zero restrictions.

When a new real estate project is approved in Dubai, regardless of the developer's size, they must demonstrate to the Dubai Land Department (DLD) that they possess sufficient funds to complete the construction independently. The developer is then required to establish an escrow account regulated by the DLD. When an investor purchases a property in the project, their payment is deposited directly into this escrow account, not the developer's account. The DLD oversees the escrow account and releases funds to the developer based on specific construction milestones, ensuring funds are not disbursed all at once. Investors purchasing in the project transfer funds to this DLD-managed escrow account, typically via international wire transfers or authorized forex companies. In some instances, payments via credit cards or cryptocurrencies may also be accepted. This ensures that your investment is secure and funds are used appropriately for the construction of the property.

Developers in Dubai are legally required to provide a detailed written description of the property being sold, including the specific unit, its floor location, the dimensions of each room, and the views from balconies and windows. They must also specify all amenities available to the unit and clarify whether furnishings are included. The Sales and Purchase Agreement (SPA) must comprehensively outline any restrictions, payment terms, and management contracts. If, upon completion, an investor finds during their inspection that the delivered unit does not match the specifications outlined in the SPA, brochures, or renderings, the developer faces substantial fines and is liable to provide monetary compensation to the investor. Dubai's real estate market, where over 85% of properties are owned by foreign nationals, operates under stringent regulations enforced by the Dubai Land Department (DLD) to protect investors.

Upon purchasing an off-plan property in Dubai (or any other emirate), and completing the required steps—including a 20% down payment, payment of the 4% land registration fee, and issuance of a pre-title deed in your name—you become immediately eligible to apply for the UAE Golden Visa. The applicant must be physically present in the UAE at the time of application. Once granted, the Golden Visa does not require a minimum stay to maintain residency status. The value of the property or the total value of properties purchased in an emirate needs to be worth 550k USD or more. This visa offers long-term residency benefits and can be renewed as long as the property ownership is maintained.

Our process begins with a thorough understanding of your investment objectives, including your intended holding period, expected returns, and current cash flow. Based on this, we identify a suitable area and investment strategy tailored to your needs. We then select a reputable developer and review their available projects. Once a project is chosen, we facilitate the purchase of an under-construction unit directly from the developer. After the down payment is made and the pre-title deed is issued, we assist in applying for a Golden Visa on your behalf. As the project nears completion, we coordinate with you to arrange final handover payments and, if needed, assist with mortgage applications. Depending on your strategy, we can list the property for sale, manage the sale process, or arrange for it to be rented out, handling all rental agreements and payment setups.

We will prepare a comprehensive proposal based on the latest available data, detailing sales and rental transactions in your areas of interest. Additionally, we will provide a detailed report on the developers operating in those areas. The shortlisted developers will deliver a concise presentation and address any questions you may have. Following this, we will finalize the decision and proceed with the execution of the plan.

There are no charges to you, the buyer, as all compensation and broker fees are covered by the developers. Our consultation and ongoing planning services are provided at no cost to you. When you decide to sell, commissions are paid by the buyer, and for rentals, commissions are covered by the renter. The only cost to you as an owner is the apartment management fee, which is deducted from the rental income. The Dubai Land Department (DLD) registration fee of 4% is paid directly to the DLD. The Golden Visa fee is paid to the Dubai Immigration Department, and for a limited time, we will cover the cost of your Golden Visa application.

We take care of all selling and renting listings for our customers through our trusted partners located in Dubai. We will list it, do all the showing, negotiate, and close the sales. If you choose to rent it, we will list the rental and manage the property for you. This includes handling tenant inquiries, maintenance requests, and ensuring timely rental payments.